Choosing a Lender
Whether you are purchasing your first home, or you're an experienced homebuyer, there is no understating the importance of working with an expert, trustworthy lender. A good lender can save you time and money by simplifying and clearly explaining the loan process, while presenting you with a full range of options. Your lender must also truly understand your goals, and find the best pricing and terms to fit your individual needs.

Working hand-in-hand, your Realtor and lender should provide you with choice, convenience, and control. Buying and financing a home could be the largest financial transaction you'll ever make, so it is essential you receive expert advice throughout the process.

Learning About Buying a Home
Because purchasing a home is such a significant financial step, it pays to understand certain aspects of home financing. A little basic knowledge can help you to make informed decisions and ensure you are satisfied with the terms of your investment. It's important to understand the lending process, and prepare for certain steps and decisions. You should also become familiar with some of the basic types of loans available for first-time homebuyers, as well as some common mortgage terms and credit basics.

Even if you are not a first time homebuyer, the mortgage industry has changed significantly over the past few years. It is imparative that you deal with a lender who is an expert and stays informed of the daily changes in the market.

Getting Started
Getting started with a loan for your home purchase can be fast and simple. If you're ready, you can apply for a loan right now. Once your application is submitted, one of our professional and knowledgeable Loan Officers will contact you shortly to discuss your best financing options.

Stewart & Soss also offers a free, no-obligation consultation. We are happy to offer advice and answer your questions at no charge. Simply call 408.295.2355 to speak with a qualified loan professional now.